Eligibility

Who can apply for credit on Credit+?

Any adult who meets eligibility requirements can apply directly from the app. It's simple and fast

Do I need to be Moroccan to borrow?

Yes, to benefit from a loan, it is mandatory to be of Moroccan nationality

What is the minimum age requirement to borrow?

You must be at least 18 years old to apply for Credit+

Do I need to be employed to be eligible?

No! Whether you're employed, self-employed, or have other income — as long as you have income, you can apply

Are self-employed and independent workers eligible?

Yes! Self-employed and independent workers can absolutely apply. We're open to all profiles

Can retirees apply?

Yes! Retirees can submit a credit application on Credit+. Welcome

Do I need a Moroccan bank account?

Yes, you need a Moroccan bank account to receive the funds. It's the only way to transfer money

Can my application be rejected if I have past banking incidents?

It's possible. Past banking incidents can impact the review of your application. But each application is reviewed individually

Can I apply if I already have a credit with another institution?

Yes! Your application can be reviewed even if you have credit elsewhere. Each application is analyzed individually

Can I use Credit+ if I'm on the Bank Al-Maghrib blacklist?

Unfortunately no. If you're registered in the banking incidents database, your application cannot be approved