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Your loan for public-sector civil servants, directly on your phone

Get up to 70,000 MAD over 12 to 60 months. A 100% digital process, with no need to visit a branch.
File fees: 0 MAD.
For public-sector civil servants
Subject to approval.
Scan to download mobile app
For public-sector civil servants
Subject to approval.
Your loan for public-sector civil servants, directly on your phone

Why civil servants choose Credit+

Fully digital, from start to finish

Everything happens on your smartphone. Scan your national ID and take the photos requested in the app. The information on your salary slip serves as proof of income
Fully digital, from start to finish

Commitment form completed in the app

Download the blank commitment form from the app, print it and sign it by hand. Then take a photo of the signed document or scan it and upload it directly in the app
Commitment form completed in the app

Automatic repayment

Your monthly instalment is automatically deducted from your salary. No bank transfer is needed and there are no due dates to track manually
Automatic repayment

A quick decision

Get an instant decision. Your loan will be confirmed once your information has been verified
A quick decision

How to get your loan

01
Choose your loan in the Credit+ app
02
Verify your identity
03
Enter the information from your salary slip
04
Receive a decision on your application, subject to approval
05
Sign the commitment form by hand and upload it in the app
06
The funds are transferred to your bank account
✅

Loan conditions 🧐

Condition
Value
Value
Loan amount
Up to 70,000 MAD
Up to 70,000 MAD
Term
12 to 60 months
12 to 60 months
Who can apply
Moroccan public-sector civil servants
Moroccan public-sector civil servants
Documents required
National ID (scanned in the app) and information from the salary slip
National ID (scanned in the app) and information from the salary slip
Repayment
Automatic monthly deduction from salary
Automatic monthly deduction from salary
Disbursement
To your bank account after confirmation and completion of the required steps
To your bank account after confirmation and completion of the required steps
File fees: 0 MAD.
Subject to approval.

FAQ 🌴

Who can apply for this loan?
This loan is intended for Moroccan public-sector civil servants. Approval remains subject to review and acceptance of the application
What is TGR, and what role does it play in my loan?
TGR stands for Trésorerie Générale du Royaume (General Treasury of the Kingdom). For this loan, the necessary information is shared with TGR to enable the monthly salary deduction and obtain the required confirmation before the funds are transferred
What is the commitment form?
It is the document you must sign by hand to authorise the assignment required for salary repayment. With Credit+, download the blank form from the app, print it, sign it, then upload a photo or scan of the signed document in the app. You do not need to submit it at a branch; everything is done in the app
What documents do I need?
Your national ID, scanned in the app, and the information shown on your salary slip. The commitment form is the document you need to print and sign by hand
How do I repay my loan?
Your monthly instalment is automatically deducted from your salary. You do not need to make a bank transfer each month
When will I receive the funds?
After your application has been reviewed, you receive a decision. If it is approved, once you have uploaded the signed commitment form, TGR has confirmed and all required steps are completed, the funds are transferred to your bank account. Timing may vary

Up to 70,000 MAD — no branch visit

Download the Credit+ app and see the amount of your monthly instalment directly in the app.
File fees: 0 MAD.
Subject to approval.
Scan to download mobile app
Credit+