Terms of Use

Credit+ (“we”, “us”, “our”) operates the Platform to provide information and access to our credit and related services (“Services”).

While we use reasonable care when preparing content, we are under no obligation to provide accurate, complete, or up-to-date information at all times. Information may be updated at our discretion and may not reflect the most current status.

Content on the Platform is an offer, invitation, or solicitation to buy or sell financial products in any jurisdiction where such action would be unlawful. Content is provided for general information only and . You should obtain appropriate professional advice before relying on any information.

You must be at least 18 years old, legally capable of entering into binding agreements in the Kingdom of Morocco, and use the Platform only for lawful purposes.

You agree to provide true, accurate, current, and complete information, and to keep your information updated.

If you create an account, we may provide you with or allow you to set a of these credentials and all activities under your account. Notify us immediately of any suspected unauthorized use.

You agree not to misuse the Platform, including by attempting unauthorized access, introducing malware, scraping, data mining without consent, or using the Platform to commit fraud or other unlawful acts.

Internet and telecom services can experience interruptions, transmission errors, delays, or blackouts. Credit+ is not liable for communication failures, system malfunctions, or inaccuracies caused by networks, devices, or facilities outside our control that may affect messages or transactions you send.

Access to the Platform may be for maintenance, security, regulatory, or operational reasons without prior notice.

The Platform and all information, materials, and features are provided on an basis without warranties of any kind, whether express or implied, including

We do not guarantee that the Platform or its content will always be available, error-free, or secure.

All on the Platform are the

Nothing on the Platform grants a license to use any trademarks or intellectual property.

You any part of the Platform for commercial or public purposes without our

The Platform may contain links or redirections to We and for their content, availability, security, or privacy practices. Review their terms and policies before use.

Any product or service descriptions on the Platform are and subject We reserve the to determine your eligibility for any Service and to approve, reject, suspend, or terminate Services at our discretion.

By using the Platform, you consent to receive (push notifications, in-app messages, SMS/OTP, email) related to the Platform and Services.

Where permitted by law, your use of has the same legal effect as a handwritten signature.

Our handling of personal data is described in the available on the Platform. By using the Platform, you acknowledge that we may process your data in accordance with that policy and and its implementing texts.

To the fullest extent permitted by law, for any , or for loss of profits, data, goodwill, or business arising out of or related to the Platform or these Terms.

Without limiting the foregoing, and to the extent permitted by law, our for any claim relating to the Platform shall

You agree to Credit+ and its affiliates, officers, employees, and agents from and against any claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your (a) breach of these Terms, (b) misuse of the Platform, or (c) violation of any law or third-party rights.

We may your access to the Platform (in whole or in part) at any time, with or without cause or notice, including for suspected fraud, security incidents, regulatory requirements, or breach of these Terms. Upon termination, your right to use the Platform ceases immediately, but any obligations accrued prior to termination survive.

We may from time to time. The revised Terms will be posted with an updated “Last updated” date. Your continued use of the Platform after changes become effective constitutes acceptance of the revised Terms.

These Terms are governed by . Any disputes shall be subject to the (e.g., Casablanca courts), without prejudice to any mandatory provisions of Moroccan law.

We are not responsible for any delay or failure to perform due to events beyond our reasonable control, including acts of God, natural disasters, war, civil unrest, labor disputes, failures of suppliers or carriers, or outages of telecommunications/utility services.

We may assign or transfer our rights and obligations under these Terms to another entity as part of a restructuring, merger, acquisition, or transfer of business. You may not assign your rights or obligations without our prior written consent.

If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force. Our failure to enforce any right is of that right. These Terms constitute the between you and Credit+ regarding the Platform.